Stay in the Home You Love. Put Your Equity to Work.
What if the home you've spent years paying for could help you enjoy the years ahead?
Maybe you want to eliminate a monthly mortgage payment, make your home more comfortable, pay for in-home care, or simply have more money available during retirement. You may be able to use some of your home's equity without selling it.
Through First Link Mortgage, we can explore four loan options designed to help homeowners access the equity they've built.
Four Home Equity Loans. More Possibilities for Your Future.
Not every homeowner wants the same thing. Some want to eliminate a mortgage payment. Others want cash while keeping a low first-mortgage rate, or access to funds for future needs.
Reverse Mortgage
Eliminate required monthly mortgage principal-and-interest payments.For eligible homeowners, access equity, remain in the home, and free up monthly cash flow.
Discover the benefits → 02 / 04Reverse Second Mortgage 55+
Keep your existing first mortgage, with no new required monthly payment on the reverse second.Use a portion of your equity without giving up the first mortgage you already have.
Discover the benefits → 03 / 04Home Equity Line of Credit
Access funds when you need them.Keep money available for improvements, future plans, or life's unexpected expenses.
Discover the benefits → 04 / 04Cash-Out Second Mortgage
Get a lump sum and keep your existing first mortgage.Put your equity to work with fixed-rate financing and predictable monthly payments.
Discover the benefits →You've already built the equity. The next question is what you'd like to do with it.
Explore My Loan OptionsReverse Mortgage
One of four ways to access home equity. See all four loans.
What Could You Do Without a Monthly Mortgage Principal-and-Interest Payment?
For many homeowners, the mortgage is one of their largest monthly expenses. Imagine putting more of that monthly cash toward the things that matter to you.
A reverse mortgage may allow eligible homeowners to pay off their existing mortgage, eliminate required monthly principal-and-interest payments, and continue living in the home they own.
Depending on the program, it may also provide money for renovations, accessibility improvements, in-home assistance, or additional retirement flexibility.
You've spent years building equity. A reverse mortgage could help you put it to work without having to move.
More About Reverse MortgagesReverse mortgages have continuing obligations, including living in the home as a primary residence, paying property taxes and homeowners insurance, and maintaining the property. Eligibility and proceeds vary.
Reverse Second Mortgage 55+
One of four ways to access home equity. See all four loans.
Love Your Mortgage Rate? Keep It. Access Your Equity, Too.
Maybe you refinanced years ago and have a mortgage rate you don't want to lose. But you'd also like to use some of the equity your home has gained.
A reverse second mortgage may allow eligible homeowners age 55 and older to access equity while keeping their existing first mortgage in place, without adding a required monthly principal-and-interest payment on the reverse second.
The money could help you make your home easier to navigate, fund a renovation, arrange in-home assistance, or enjoy greater financial flexibility.
Keep the first mortgage you already have, while exploring another way to use your home's equity.
More About Reverse Second MortgagesYour existing first-mortgage payments continue. The reverse second also requires you to remain in the home as your principal residence, pay property charges, and maintain the home. Arizona HomeSafe Second generally provides a lump-sum advance.
Home Equity Line of Credit
One of four ways to access home equity. See all four loans.
Have Money Available for Your Plans, Without Taking It All at Once.
Thinking about renovating your home? Want to make accessibility improvements over time? Or would it simply feel good to know you have another source of funds available if you need it?
A Home Equity Line of Credit, or HELOC, gives eligible homeowners the flexibility to draw funds from an approved credit line during its draw period.
Instead of borrowing one large amount upfront, you can access available money as needs arise. A HELOC may also allow you to keep your existing first mortgage.
Your home equity could help you move forward with plans today and prepare for what's next.
More About HELOCsCash-Out Second Mortgage
One of four ways to access home equity. See all four loans.
Get the Money You Need. Keep the Mortgage You Have.
Maybe you've been planning a major renovation, want to add accessibility features, or have another important expense that calls for a specific amount of money.
A fixed-rate cash-out second mortgage may allow you to borrow a lump sum against your home's equity while leaving your existing first mortgage in place.
You can put the funds toward your plans and have predictable monthly principal-and-interest payments on the new second mortgage.
Your home has gained value over the years. A second mortgage could help you use some of that value today.
More About Cash-Out Second MortgagesMore Choices for the Life You Want to Live.
Whether you are planning ahead or facing a new expense, the equity in your home may help you do more of what matters to you.
Renovate a bathroom, improve accessibility, or make other updates.
Explore funding for in-home care or assistance with daily needs.
Supplement retirement resources or cover expenses on your terms.
Use available funds for family needs or meaningful plans.
Find Out What Your Home Equity Could Do for You.
Tell us what you'd like to accomplish, where your home is located, and a few details about your situation. We can research your property and explore which loan programs may be available to you.